Protecting the Independence we Celebrate on July 4th
According to the U.S. Department of Health and Human Services, “At least 70 percent of people over age 65 will require some long-term care services at some point in their lives.” After the age of 65, 70% of people will need long-term care. Additionally 40% of the people receiving long-term care are working age adults between the ages of 18-64. The statistics speak to prudently looking at your risk of losing your independence.
Independence day is the perfect opportunity to ensure that you and your family will remain independent if the need for long-term care arises? This advice comes from LTC Financial Partners, a leading long-term care insurance agency representing multiple carriers.
Tags: Independence, Independence Day, July 4th, long term care, long term care insurance, LTC Financial PartnersJune is National Home Safety Month: Keep Your Senior Citizen Parent’s Home Safe on the Outside.
Are your caring aging parents still living in their home? June’s National Home Safety Month offers you the perfect opportunity to ensure that their home is as safe on the outside as it is inside. Nine out of ten thefts against Senior citizens are property thefts. Taking an assessment of the exterior of their home and making corrections and repairs as needed can prevent many of the accidents, injuries and crimes against senior citizens. Ask yourself if outdoor area of their home conforms to these standards?
Tags: Exterior Safety, long term care, long term care insurance, Medicaid, National Home Safety Month, Parent, Senior citizen, Senior Safety, The Long Term Care LadyWhat Will Long-Term Care Cost You and Your Family? 3 in 4 Need More
The U.S. Department of Health and Human Services warns, “Contrary to what many people believe, Medicare and private health insurance programs do not pay for the majority of long-term care services that most people need—help with personal care such as dressing or using the bathroom independently. Planning is essential for you to be able to get the care you might need.” The nationwide campaign 3 in 4 need more is dedicated to educating Americans on planning for their long-term needs.
Tags: long term care, long term care insurance, Medicare, Nursing home, The Long Term Care LadyJune is National Home Safety Month: Keep Your Aging Parents Safe –Home Security and Burglary Prevention
June is National Home Safety Month and the perfect opportunity to ensure that your aging parents’ home is as safe and secure from home intrusion and theft. Nine out of ten thefts against Senior citizens are property thefts. The FBI reports that homes where women or senior citizens are alone are prime targets for home invasions. There are many things that can be done to increase the level of protection for women or seniors that are alone in an apartment or a house for long periods during the day or evening.
Tags: Burglary, Crime, Home invasion, long term care, long term care insurance, Senior citizen, The Long Term Care Lady, TheftJune is National Home Safety Month: Keep Your Aging Parents Safe from Accidental Fires at Home
June is National Home Safety Month and the perfect opportunity to ensure that your aging parents’ home is as safe for them as the home they raised you in was for you. Fires and burns are second largest cause of accidental injuries and deaths in the home for aging adults. Actual burns or asphyxiation from smoke or toxic fumes are the major problems and Senior Citizens are frequent victims. Fire and burns in the home cause over 3900 deaths each year. The Center for Disease Control offers the following tips to help you prevent a fire in your parent’s home.
Tags: Accidental Burns, Centers for Disease Control and Prevention, long term care, Smoke detector, The Long Term Care Lady, United States Department of Health and Human ServicesNational Home Safety Month: Your Aging Parents’ Safety
June is National Home Safety Month: Keep Your Aging Parents Safe from Accidental Falls at Home. The National Center for Injury Prevention and Control sites falls as the leading cause of fatalities for older adults. Over half of all falls occur in the home and people age 65 and over accounted for 15,800 fatalities from [...]
Tags: aging parent, CDC, long term care, long term care insurance, long term care lady, LTC Financial Partners, National Home Safety Month, preventing falls, Tai Chi, United States Department of Health and Human ServicesShould You Quit Your Job To Take Care Of Mom?
There is lots to consider here, so I’ll attempt to cover the most commonly discussed issues. Understand that I was a daughter who kept the promise to keep her own mother out of a nursing home, and yes, I did quit my job for a time to take care of my own mother, so my [...]
Tags: aging parent, Caregiver, dignity, family leave act, home care agencies, long term care, long term care insurance, long term care services, primary caregiver, professional care manager, retirement contribution, retirement plan, Sandwich generationDear Mr. President, Mom Refuses To Lend You A Depends
This humorous short article depicts the humorous exchange between a Caregiver and her Mother during the recent February 19, 2011, televised address President Obama had reviewing next year’s budget that pre-empted “The Price Is Right” television show the ailing Mother normally watches. The article by Award-winning journalist Susan Thomas is the full-time caregiver for her [...]
Tags: care giving, Caregiver, long term careThe Elderly Were Someone’s Special Valentine
Romance and love are the same language at any age. Please keep in mind the older members of your family this Valentine’s Day. Sit with a senior couple or a widow or widower and listen to their love story. Help them enjoy those memories again now, as dementia and Alzheimer’s do rob the minds of [...]
Tags: elder care, elder Valentine story, long term careIs Long Term Care Talk Taboo At Holiday Dinner Table?
What were your family conversations like at the Thanksgiving table this past Holiday? Are there certain topics that are absolutely taboo at your family dinner table, especially during the Holiday Season? In my family, for the most part, nothing is ‘off limits.‘ In fact, the most important topics are the ones we openly discuss [...]
Tags: Alzheimer's disease, caregiving, Home care, in home care, long term care, long term care insurance, Nursing home, retirement, Sandwich generation
