Are your caring aging parents still living in their home? June’s National Home Safety Month offers you the perfect opportunity to ensure that their home is as safe on the outside as it is inside. Nine out of ten thefts against Senior citizens are property thefts. Taking an assessment of the exterior of their home and making corrections and repairs as needed can prevent many of the accidents, injuries and crimes against senior citizens. Ask yourself if outdoor area of their home conforms to these standards?Tags: Exterior Safety, long term care, long term care insurance, Medicaid, National Home Safety Month, Parent, Senior citizen, Senior Safety, The Long Term Care Lady
According to the U.S. Department of Health and Human Services, “At least 70 percent of people over age 65 will require some long-term care services at some point in their lives.” Once reaching the age of 65, 3 out of 4 Americans will need long term care. The nationwide campaign 3 in 4 need more is dedicated to educating Americans on planning for their long-term needs.
Will state or federally funded programs cover your long-term needs? To answer that question we need to look at the two government funded programs they assume might meet their needs.
Below are excerpts and links to a great article written by Janet Colliton, Esq., Colliton Law Associates PC, who limits her practice to the area of Elder Law and Estates. The maze is overwhelming and there are many pitfalls to applying for Medicaid skilled nursing facility long term care services, so you should seek the [...]Tags: Elder Law, Florida, How to apply Medicaid Skilled Nursing Home, long term care, long term care insurance, Medicaid, Medicaid eligibility, Nursing home
This past week’s article on BNET CBS Interactive Business Network website by Ken Terry, is a short but worthwhile review of the long term care industry and the CLASS Act, a new long term care entitlement program to be implemented in 2012 if it survives repeal. This new program “creates a modest long-term care benefit [...]Tags: health care reform, long term care insurance, Medicaid, the CLASS Act
“The Sky Is Falling!” No, it’s not! I am amazed at how gullible some consumers can still be when they seem to believe everything written in an article generated by the media. I’ve been a long term care insurance specialist since 1997, so based on my experience wanted to share my opinion and reaction to [...]Tags: C.L.A.S.S. Act, class act, Financial Services, Florida, health care reform, Insurance, long term care, long term care insurance, Medicaid, Medicare
The Long Term Care Lady(TM) announced today her Virtual Webinar Series focused on educating the public on Long Term Care Planning issues. There will be varied topics, dates and times and even guest speakers to highlight the importance of long term care planning and the many issues surrounding this important topic. All events in the [...]Tags: health insurance, how to make long term care affordable, long term care education, long term care insurance, Medicaid, medicare and long term care
“If you live to be a hundred, I want to live to be a hundred minus one day, so I never have to live without you! ” is a Winnie The Pooh quote but attests to how many couples feel about their life-long partner. They feel the need to do everything together. But in the case [...]Tags: alzheimer's cost of care, florida long term care, long term care insurance, Medicaid, retirement planning
With the advent of the CLASS Act (next phase of Health Care Reform), last year’s implementation of a mega reduction in Medicare benefits phased in over the next 9 years, and the current tougher laws for accessing Medicaid’s long-term care services, it’s great timing that this month is National Long Term Care Awareness Month (Nov. [...]Tags: class act, health care in retirement, health care reform, health insurance, Home care, long term care, long term care insurance, Medicaid, Medicare, Nursing home, United States