What Will Long-Term Care Cost You and Your Family? 3 in 4 Need More
The U.S. Department of Health and Human Services warns, “Contrary to what many people believe, Medicare and private health insurance programs do not pay for the majority of long-term care services that most people need—help with personal care such as dressing or using the bathroom independently. Planning is essential for you to be able to get the care you might need.” The nationwide campaign 3 in 4 need more is dedicated to educating Americans on planning for their long-term needs.
Tags: long term care, long term care insurance, Medicare, Nursing home, The Long Term Care LadyHow To Avoid Mistakes Applying for Medicaid Long Term Care
Below are excerpts and links to a great article written by Janet Colliton, Esq., Colliton Law Associates PC, who limits her practice to the area of Elder Law and Estates. The maze is overwhelming and there are many pitfalls to applying for Medicaid skilled nursing facility long term care services, so you should seek the [...]
Tags: Elder Law, Florida, How to apply Medicaid Skilled Nursing Home, long term care, long term care insurance, Medicaid, Medicaid eligibility, Nursing homeWhat If I Don’t Use My LTC Insurance?
In my 13 years as a Long Term Care Planning Specialist, I’ve been asked this at least a few times and I usually respond that ‘I hope you will live a healthy and long life and die in your sleep and never have to use it.’ If you are between the ages of 18 and [...]
Tags: annuity, Home care, Insurance, life insurance, long term care, long term care insurance, long term care services, Nursing home, retirement planning, return on investment, United States Department of Health and Human ServicesA Campaign to Educate that 3 In 4 Need More
My national marketing organization, LTC Financial Partners, started an educational campaign with support from some of the most well known professionals in the long term care industry. This campaign has brought competitors together to educate and inform Americans on some of the misconceptions surrounding long term care risks. The “3 in 4″ campaign is based [...]
Tags: Alzheimer's disease, Health, Home care, Insurance, long term care, long term care insurance, LTC Financial Partners, Nursing home, United States, United States Department of Health and Human ServicesIs Long Term Care Talk Taboo At Holiday Dinner Table?
What were your family conversations like at the Thanksgiving table this past Holiday? Are there certain topics that are absolutely taboo at your family dinner table, especially during the Holiday Season? In my family, for the most part, nothing is ‘off limits.‘ In fact, the most important topics are the ones we openly discuss [...]
Tags: Alzheimer's disease, caregiving, Home care, in home care, long term care, long term care insurance, Nursing home, retirement, Sandwich generationNovember is National Long Term Care Awareness Month
With the advent of the CLASS Act (next phase of Health Care Reform), last year’s implementation of a mega reduction in Medicare benefits phased in over the next 9 years, and the current tougher laws for accessing Medicaid’s long-term care services, it’s great timing that this month is National Long Term Care Awareness Month (Nov. [...]
Tags: class act, health care in retirement, health care reform, health insurance, Home care, long term care, long term care insurance, Medicaid, Medicare, Nursing home, United States
